Finance
Beach Motors are acting as an Introducer Appointed Representative for 21st Century Vehicles Ltd t/as Autobahn Finance, who are a credit broker and not a lender.
Credit is subject to status and approval and is only available to UK residents aged 18 or over. 21st Century Vehicles Ltd is authorised and regulated by the Financial Conduct Authority. Their registered office is Unit 1 Atlantic House, Charnwood Park, Bridgend, CF31 3PL. Firm Reference Number: 674253
Beach Motors are not authorised to provide independent financial advice. If you proceed, Autobahn Finance will provide you with details of any commission that Smart Beach Motors and Autobahn Finance receive for introducing you to a lender.
Car Finance Explained
There are three main types of finance deals that you might want to consider:
Hire Purchase
Sometimes just referred to as HP, this is a loan secured against the vehicle itself. This is a great choice for people who want to spread out the cost of their car. Typical HP deals involve a deposit and the rest of the balance is paid in instalments, plus interest. Once you’ve paid your final instalment, you own the car outright.
Personal Contract Purchase (PCP)
This is a good option for those who like to change their car every few years but don’t want to fork out a big sum each time. You will typically be asked to pay a deposit followed by monthly payments. At the end of the agreed period, for example, three years, you will have the option of paying the rest of the balance, returning the vehicle or using any residual value on a deal with your next car.
Personal Leasing (Contract Hire)
Contract Hire deals are very much like the PCP deals described above, however, you won’t have the option to buy the car outright at the end of the deal.
So, whatever your credit history, we are in a position to create the perfect finance solution for you. Get in touch with a member of our friendly team to find out what your options are.
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